Take Back Control of Your Career and Life!
Earn more, work less, and design a life on your terms with locum tenens, financial freedom, and short-term rental investing.
MEET THE FOUNDER & CEO
Hi, I'm Dr. Ryan Mallory
An interventional cardiologist who went from burnout and 70-hour workweeks to working 12 days a month, earning the same income, and spending 3x more time with my family. I built Half Time Freedom to help other physicians and high income professionals achieve the same transformation— through both short term rental ownership and transitioning to locums tenens work, to a life full of autonomy and intention. It was uncomfortable and tough to make such big changes. I want to help you avoid the pitfalls and save you valuable time so that you can be truly present in your life.
Beyond W-2: What Happens When You Take Control?
Time Freedom
Work on your terms and design your ideal schedule.
Financial Freedom
Earn more while working less and diversify income streams.
Vitality Freedom
Focus on optimzing your health, increasing energy, and healthspan.
Spiritual Freedom
Reconnect with yourself and your purpose.
Geographic Freedom
Travel and work anywhere.
Your Path to Freedom Starts Here
Short Term Rental (STR)Blueprint
$499
Step-by-step digital guide to acquiring and running a short term rental
Pick the right type of market
Accurately analyze and underwrite properties
Maximize Tax Benefits
Maximize cost segregation
Automate your systems
Optimize pricing and marketing for your property
Complete Tech stack
Scale after your first property
Correctly structure your asset protection
Recommendations for professional services
Personalized Strategy Call
$1297
One-on-one guidance to fast-track your transition to locums tenens OR short term rentals
60 minute call and one month follow up
Warm introductions to locums companies, CPAs, tax strategist, market analysts, STR experts, and life coaches.
Access to SOPs used to automate and delegate operations
Access to BOTH STR and Locums Freedom blueprints
Thorough analysis of one market for short term rentals
Locums Freedom Blueprint
$499
A step-by-step digital guide in transitioning to locums tenens.
Discover how locums can unlock the rest of your life
Navigate locums companies
Direct contracting strategy
License and creditialing tutorial
Travel strategies to optimize time away
Setting the right impression to get recurring opportunities
Tax optimization
Multiply your opportunities
Maximize credit card points to pay for vacations while you travel
Not Ready to Make the Jump?
Download These Free Guides!
5 Steps to Take Control of Your Career with Locum Tenens
Learn how to escape the golden handcuffs of traditional medicine.
Use Short-Term Rentals to Save $50K+ in Taxes This Year
Learn How Physicians and High Earners can Shelter their W-2 Income
Real Professionals, Real Freedom
Quay Watkins
Ryan didn't just give me generic advice, he took time to understand my goals, my time constraints with my profession, and financial impact of my options We discussed pros and cons of the short term rental space. I appreciated how he simplified everything and provided clarity to help me confidently move forward with my plans
Deb Das, MD
Transitioning from a W-2 job to a locum position is a big decision, and at first, I felt uncertain about where to start. That’s when I took Ryan’s suggestions and he provided me with the confidence and clarity I needed. He not only explained the key differences between being a W-2 employee and working as a locum but also walked me through critical tax implications, financial planning, and other important details that I hadn’t even considered. His insights will help me avoid common pitfalls and will help me make informed decisions. What truly stood out was his ability to break down complex topics in a way that was easy to understand, and I am sure this will help me make the entire transition feel much more manageable. I’m incredibly grateful for his guidance and support—it will make all the difference in helping me take this next step in my career with confidence.
Sanjay Sharma, MD
Ryan discussed my locums options with me and helped me understand my value as a physician in regards to appropriate reimbursement rates. He connected me with a physician-owned locums company and discussed how to best structure my day with getting hourly overtime rates rather than receiving a flat fee.
Got Questions? I’ve Got Answers
What makes Half Time Freedom different from other programs?
Half Time Freedom isn’t just about starting a new venture—it’s about building a life on your terms. Unlike other career coaching or financial advice, Half Time Freedom is specifically designed for physicians looking to break free from the rigid W-2 system while maintaining financial security, lifestyle flexibility, and long-term wealth-building opportunities. I’ve been where you are—burned out, overworked, and feeling undervalued in a traditional hospital job. The lack of autonomy is a motivation killer! I don’t just teach theory; I share real-world, physician-specific strategies that have worked for me and many others. My focus is on maximizing income, minimizing taxes, and reclaiming time so you can design a life you truly love.
What is Locum Tenens?
Locum tenens is a way for physicians to work temporary contracts instead of being tied to a full-time, permanent hospital job. This means you can:
-Choose when and where you work
-Earn higher hourly rates than most W-2 positions
-Reduce administrative burdens and focus on patient care
-Gain more freedom, flexibility, and financial control over your career.
Whether you want to work fewer shifts, travel more, or just have more time for your family, locums allows you to practice medicine on your own terms.
How can I ensure financial stability if I leave my W-2 job?
The biggest fear most doctors have when considering locums is losing stability—but the truth is, locums can actually provide more financial security than a traditional job when structured correctly. Here’s how you can transition safely:
-Build an emergency fund (6-12 months of expenses before leaving)
-Secure multiple contracts to ensure steady income flow
-Leverage tax benefits available to independent contractors
-Get physician-specific health insurance
-Increase retirement contributions as a 1099
-Start investing in cash-flowing assets like short-term rentals to generate separate streams of income and supercharging tax savings.
I help physicians strategically transition to locums so they not only match their previous income—but often exceed it while working fewer hours.
How can I start investing in Short-Term Rentals as a physician?
Short-term rentals (STRs) are a powerful wealth-building tool, especially for high-income earners like physicians. The key benefits include:
🏡 Tax Savings: STRs allow physicians to legally offset W-2 income through cost segregation and material participation
💰 Cash Flow: A well-managed STR can generate significant passive income
⏳ Time Freedom: With the right automation, STRs won’t turn into another job How to get started:
-Identify STR-friendly markets with high demand
-Secure financing (DSCR loans, conventional loans, HELOC, etc.)
-Run the numbers to ensure it cash flows after tax benefits
-Set up automation for guest communication, pricing, and management
-Leverage tax benefits to shelter W-2 income
I provide step-by-step guidance on how to find, finance, and optimize short-term rentals while working as a physician—so you can create passive income without sacrificing your career.
How do I transition to locums while still working my W-2 job?
The safest way to transition is to test the waters by working locums on your days off or during vacation time. This allows you to:
-See if locums fits your lifestyle
-Compare different hospital systems and find the right fit
-Build up financial reserves before making the switch
-Get comfortable with contract negotiations and credentialing
Once you have consistent locums work lined up, you can confidently transition without financial stress.
-Alternatively, you can do what I did and set up your locums schedule after putting in your notice (usually 3-6 months). If it doesn't work out, you can transition to another W-2 job. It was probably time to make a change anyway.
Is locums a long-term career or just a temporary solution?
That depends on your goals! Many doctors start locums as a temporary fix for burnout or financial improvement, but many stay long-term because of the flexibility, higher pay, and better work-life balance. Some physicians use locums to:
-Earn and save aggressively before retiring early
-Work part-time and spend more time with family
-Travel while practicing medicine
-Avoid hospital politics and administrative burdens There’s no one-size-fits-all—the beauty of locums is that you get to decide how long and how often you work.
Take the First Step Toward Freedom Today!
Connect With Dr. Ryan Mallory
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